How Technology is Changing the Way we Manage Investments

James Robertson, Banking CIO Outlook | Wednesday, May 18, 2022

Wealth management has traditionally been a human-based professional business that provides financial and investment advice to high-net-worth and ultra-high-net-worth clients

Fremont, CA: The technological revolution has shaken the whole financial services business, transforming the world. This trend will continue in 2022 with wealth management. In addition, fintech has changed the investment management environment by using big data, artificial intelligence, and machine learning to optimize portfolios, limit risks, and assess investment opportunities.

Putting Technology to Work: Investing with intelligence

Fintech has revolutionized, modernized, and automated how financial services are delivered. Over the last decade, global investments in financial technology enterprises have topped $100 billion.


Artificial intelligence (AI) has revolutionized how financial advisors engage with their clients. The industry has predicted the financial adviser model's demise for a long time. Online trading became popular in the 1980s and 1990s, and Robo-advisers – computer-generated investing platforms that provide automated, algorithm-driven financial planning services with little human interaction – became popular in the twenty-first century.

Apps for Wealth Management

From employment pensions to ISAs and personal capital, mobile portfolio management apps can offer you the information and tools you need to manage your investments. In addition, many apps are free to use and can sync with your existing accounts.

Wealth Management Organizations are Technologically Savvy

Wealth management firms that actively embrace financial technology tools while preserving human input in assisting investors in navigating the increasingly complicated economic infrastructure have been proven to be more likely to grow. They assist financial institutions by offering psychographic credit scores based on online interviews that measure people's economic attitudes, motivations, and behavior. Detailed reports provide wealth managers with a better understanding of their client's financial situation, helping them to optimize their portfolios.

The growth of Big Data means that the pool of customer information available to financial managers is constantly growing, implying that there is always room for improvement in recommendations. Morgan Stanley Online provides access to customer accounts through CRM, which may be conveniently incorporated into various financial planning products.

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